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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$13.80
$14.10
$14.70
$15.00
$15.30
$16.50
$17.10
$17.70
$18.60
$19.80
$20.10
$21.60
$21.90
$24.00
$24.60
$26.10
$27.00
$28.50
$29.40
$31.80
$33.60
$35.40
$37.20
$39.60
$42.60
$45.30
$48.90
$52.50
$56.70
$61.20
$67.80
$75.00
$81.90
$93.30
$103.20
$114.90
$127.20
$141.00
$156.30
$174.30
$192.60
$213.60
$235.50
$285.00
$312.30
$342.90
$376.20
$413.10
$453.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$28.20
$29.40
$30.00
$30.60
$33.00
$34.20
$35.40
$37.20
$39.60
$40.20
$43.20
$43.80
$48.00
$49.20
$52.20
$54.00
$57.00
$58.80
$63.60
$67.20
$70.80
$74.40
$79.20
$85.20
$90.60
$97.80
$105.00
$113.40
$122.40
$135.60
$150.00
$163.80
$186.60
$206.40
$229.80
$254.40
$282.00
$312.60
$348.60
$385.20
$427.20
$471.00
$570.00
$624.60
$685.80
$752.40
$826.20
$906.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.60
$37.20
$39.60
$39.60
$41.40
$42.00
$45.00
$45.60
$47.40
$50.40
$51.60
$54.60
$57.00
$58.80
$63.00
$66.00
$68.40
$73.20
$75.60
$79.80
$84.00
$89.40
$93.60
$99.60
$106.20
$112.80
$120.60
$129.00
$137.40
$147.00
$162.60
$178.20
$194.40
$212.40
$242.40
$267.00
$297.60
$328.20
$361.80
$401.40
$444.60
$492.00
$545.40
$601.80
$724.20
$795.00
$873.00
$955.80
$1,047.60
$1,149.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov